INSURANCE

Does my insurance cover it?

Orthodontic benefits are a lifetime maximum, not a yearly one — and most plans cover part of it before 19. Check yours, then let us verify it before your first visit.

03 — DOES MY INSURANCE COVER IT

Check your plan in ten seconds.

Orthodontic benefits are a lifetime maximum, not a yearly one — and most plans cover part of it before 19. Here's where we stand with yours.

WHAT ORTHO INSURANCE ACTUALLY COVERS
  1. 1Braces and aligners sit under a separate lifetime orthodontic maximum — usually $1,000–2,500 — not your yearly dental limit.
  2. 2Most plans pay 50% of treatment up to that maximum, and only for patients under 19.
  3. 3We verify benefits before your first visit and show the numbers on paper — no surprises at the front desk.
PICK YOUR INSURER TO SEE WHERE YOU STAND ↑
09 — HOW FAMILIES PAY

Pick a number. See the month.

Every plan here is 0%. No credit check for in-house plans, no penalty for paying early, and the price never moves once it's on paper.

TREATMENT COST
$4,400
$1,200 · EARLY PHASE$6,500 · COMPLEX
Pay in full5% OFF
$4,180
ONCE · 5% OFF

Best if you'd rather be done with it. We take the 5% off the top.

12 months0% · NO CREDIT CHECK
$325
/MO × 12 · $500 DOWN

Down payment of $500, then twelve equal payments. Most families choose this.

24 months0% · NO CREDIT CHECK
$163
/MO × 24 · $500 DOWN

Down payment of $500, then twenty-four equal payments. Lowest monthly.

Insurance is applied before the split. Siblings get 10% off the second plan. Flexible spending (FSA/HSA) accepted.

Talk numbers at a free consult
INSURANCE QUESTIONS

The fine print, in plain English.

Seven. Not because most seven-year-olds need braces — most don't — but because it's when we can see how the jaw and adult teeth are coming in. Nine times out of ten we say "see you in a year". The check-up is free.

Getting braces on doesn't hurt. The first three or four days afterwards are tender — think "sore after the gym", not "pain". Soft food, children's paracetamol if they need it, and it passes. Aligners are gentler still.

Yes, when treatment is medically necessary — we assess that at the free visit and handle the paperwork. For cosmetic cases, our 0% plans start at $95 a month.

Most full treatments run 12–24 months. Early intervention is 6–12. We give you a written estimate of months at the first visit and update it at every adjustment.

Then we tell you honestly whether waiting costs anything clinically. Often it doesn't. When you're ready, the plan is 0% over 12 or 24 months with a $500 down payment.

Aligners work brilliantly for a teen who'll wear them 22 hours a day and not lose them. If you're not sure that's your teen, braces are the safer bet — and we'll say so.

Yes. We fit a mouthguard for contact sports (free), and brass players adjust within a couple of weeks. Wind and strings are unaffected.

Call, text, or use the online form — we get you in within two working days, free of charge, as many times as it takes.

FREE FIRST VISIT · NO PRESSURE · SATURDAYS TOO

Let's see that smile.It's free to look.

Thirty minutes. Photos, a scan, a plan on paper with a real number on it. Then you decide — at home, not at the front desk.

LITTLE ARCH ORTHODONTICS

Kids & teens orthodontics with the numbers on paper. Brookside, OR.

MON–THU 8–6 · FRI 8–4 · SAT 9–1
© 2026 Little Arch Orthodontics. All rights reserved.

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